Introduction
This FXIFY review starts with the question that matters most. Will FXIFY pay you when you make a profit, or will it find a rule violation first? Based on publicly available payout logs and company claims, FXIFY does pay. The firm says it has sent more than $40 million to traders. However, a recurring group of complaints describes payouts denied after a “prohibited trading practice” review. Traders who use latency-sensitive or high-frequency styles carry the most risk.
FXIFY, operated by Prime Intermarket Group Eurasia Ltd in Port Louis, Mauritius, uses its sister broker FXPIG to supply trading servers and price feeds. FXIFY Solutions Limited, registered in London, acts as its UK payment agent. The brand launched in 2023 and now sells evaluation accounts from $5,000 to $400,000. Under our five-factor prop intelligence methodology, FXIFY lands in the Silver Standard band with a composite score of 76.1 out of 100.
Capital Architecture & Legal Framework
FXIFY runs a broker-backed evaluation model, and the firm does not publish how it funds trader profits. Third-party reviewers describe its $100,000 evaluation as a simulated forex account. FXIFY does not say whether it copies funded trades onto live institutional servers. Therefore, readers should assume payouts come from group revenue, including challenge fees and broker flow. That is our inference, not a company statement.
The company markets its broker link as a strength. It argues that group ownership gives it control over pricing, risk and payouts. That claim is plausible. Still, a sister broker also means FXIFY and its price feed share an owner. Traders should weigh that conflict of interest.
The tech stack is broad. FXIFY offers MetaTrader 4, MetaTrader 5, DXtrade and TradingView. Traders pick a RAW feed with commissions or an All-In feed without them. Standard leverage is 30:1, and an add-on lifts it to 50:1.
The regulatory buffer is thin. FXIFY’s website lists a Mauritius Investment Dealer licence (GB24204066) for Prime Intermarket Group Eurasia. It also lists UK Company No. 14451720 for FXIFY Solutions. Neither registration, as far as we can verify, supervises the prop evaluation product itself. FXIFY does not open accounts for residents of the United States, Russia, Belarus, Kenya, Ghana and roughly 25 other listed jurisdictions.
Account Tiers & Challenge Ecosystem
FXIFY sells five evaluation-style programs, and the prop firm challenge cost for a flagship $100,000 two-step account is $549 at list price. For context, PropFirmMap reports FXIFY’s cheapest entry at $19, against a $40 median across 144 CFD firms it tracks. We could not verify a published industry median for a $100,000 account, so we anchor on that entry-price benchmark.
The programs differ in mechanics:
- Lightning Challenge: one step, 5% target, 7-day window, up to $100,000, from $59.
- One Phase: one step, roughly 10% target in most listings, with static or trailing options.
- Two Phase: three variants (Classic, Standard and Pro), up to $400,000.
- Three Phase: lower hurdles per stage, up to $400,000.
- Instant Funding: no evaluation, up to $50,000, payouts every 14 days.
Anyone searching for an instant funding prop firm should note one trade-off. FXIFY’s instant accounts cap at $50,000. In addition, they do not refund the entry fee. The one-, two- and three-phase plans refund the fee with the first payout, according to the company.
Most plans start at a 75% profit split, per third-party listings. An add-on raises it to 90%, which matches the 90% ceiling PropFirmMap calls typical for CFD firms. FXIFY also ran a 25% promotion (code REWARD25) through October 31, 2026.
The prop firm scaling plan tops out at $4 million in total allocation, per several reviewers. One older review cited a 25% increase every 90 days. We could not confirm the current milestones in FXIFY’s published pages. Treat the ladder as unverified until the firm documents it.
Evaluation Rules & Fine Print
The FXIFY rules are lenient on strategy and strict on risk limits. Programs share a 4% daily loss limit in most listings, measured from the previous day’s 5:00 PM EST balance. Maximum loss ranges from 5% to 10%, depending on the program.
| Two Phase Variant | Stage 1 / Stage 2 Target | Daily Loss | Max Loss | Drawdown Type |
|---|---|---|---|---|
| Classic | 5% / 10% | 4% | 10% | Static |
| Standard | 10% / 5% | 4% | 10% | Trailing (locks at breakeven) |
| Pro (launched April 30, 2026) | 4% / 8% | 4% | 8% | Static |
Several rules help traders. FXIFY states that it has no consistency rule, no mandatory stop loss, and no weekend holding ban. It also permits news trading, expert advisors, grid and martingale. Each phase requires five minimum trading days in some listings, with no overall time limit.
Other clauses deserve attention. After each withdrawal, the maximum drawdown locks at the starting balance. As a result, large withdrawals shrink your safety buffer. Trailing variants raise the floor as profits grow. Moreover, FXIFY requires KYC before payouts and allows one profile per trader.
Regarding hidden prop firm fees, FXIFY says it charges none beyond the evaluation price and optional add-ons. Add-ons include the 90% split, bi-weekly payouts, higher leverage and Performance Protect. RAW feeds also add a per-lot commission. One directory lists $6 per round lot. We did not verify a peer median for that figure.
Payout Reliability & Reputation
The firm reports $40 million in total payouts, more than 250,000 payouts, and a single top payout of $117,000. Those are corporate claims. Trustpilot shows 4.3 out of 5 from roughly 6,400 reviews as of the date of this review. PropFirmMap grades the firm A+ and scores it 8.2.
The positive themes repeat. Traders praise fast first payouts, quick support replies and flexible rules. Several reviewers report payouts landing within minutes after they posted public complaints.
The grievances repeat as well. Reviewers describe payouts pending 11 days or longer. One trader reported a three-week delay before a denial citing “latency arbitrage,” on an expected payout near $20,000. Others report second payouts denied after a first one passed. FXIFY’s standard reply says the account breached its policies. Trustpilot also notes reports of unclear bans.
Context matters. Every large prop firm draws payout complaints, and we cannot verify individual cases. Even so, the pattern clusters around strategy review, not around the rules printed on the checkout page. That gap is the core risk.
Strengths & Weaknesses
Strengths
- Broad program menu: Five evaluation formats and four platforms beat narrower peers
- First payout on demand: Request after the first live trade and five trading days
- Fee refund on 1-, 2- and 3-phase plans: Lowers the net challenge cost after your first payout
- Static drawdown choices: Classic and Pro variants avoid trailing floors
- Open strategy policy: EAs, news, weekends and no consistency rule
Weaknesses
- Discretionary compliance review: Denials cite “prohibited practices” that checkout pages do not define
- Thin disclosure of funding model: No public statement on live versus simulated capital
- Paid add-ons for the best terms: The 90% split and bi-weekly payouts cost extra
- Young track record: FXIFY has operated about 3 years, against 12 for FTMO
- Mixed entity picture: Mauritius operator, UK payment agent and varying older listings
Verdict
FXIFY earns a Silver Standard rating of 76.1 out of 100. Its payout volume, pricing and rule flexibility push the score up. Discretionary compliance reviews and limited funding disclosure hold it below Gold.
The firm suits disciplined retail traders who trade swing or intraday strategies and respect risk limits. It also suits cost-conscious beginners who want a low-priced Lightning or Instant account. Scalpers and arbitrage-style traders should look elsewhere. Among immediate peers, FXIFY sits between established incumbents such as FTMO and The5ers and newer low-cost challengers.
FAQ
FXIFY operates through registered companies in Mauritius and the United Kingdom, and it has a documented payout history. Trustpilot shows 4.3 out of 5 from roughly 6,400 reviews. Even so, the evaluation product itself is not clearly regulated.
Yes, according to public payout logs and the firm’s $40 million claim. First payouts are available on demand after your first live trade, with a $50 minimum. Some traders report denials after strategy reviews.
A two-step $100,000 account lists at $549, while the Pro variant lists at $599. Discounts such as 25% off change the price often. The fee is refunded with your first payout on one-, two- and three-phase plans.
Yes. FXIFY permits expert advisors, news trading, weekend holding, grid and martingale. It does not require a stop loss or impose a consistency rule.
No. FXIFY lists the United States among its restricted jurisdictions, along with Russia, Belarus, Kenya, Ghana and others.
Staff Insight
Staff Insight
Transparency note: these observations come from desk research of public documents and reviews. We did not run live execution or dashboard tests for this edition.
Entity layering stands out first. The website names a Mauritius operator and a UK payment agent. Older directories name a Labuan entity, FXIFY Markets Ltd. Readers should read the current terms and conditions to confirm which entity holds their contract.
Marketing also deserves a second look. FXIFY advertises “no fine print” on first payouts, yet it keeps a compliance review that can reject profits. The two claims can both be true, but they do not describe the same risk.
Execution commentary is mostly positive. Reviewers describe fast fills and tight raw spreads, though one Trustpilot reviewer criticized TradingView stability. The latency-arbitrage denials suggest the broker side monitors execution patterns closely. Traders who rely on speed edges should ask support, in writing, what FXIFY treats as prohibited before paying.
Support receives mixed marks. Many reviews praise quick answers, while others describe slow payout responses. Notably, FXIFY often replies publicly on Trustpilot and asks for account details. Keep your own records of every trade, support chat and payout request.
Composite Score & Matrix
| Methodology Dimension | Weight | Raw Score (/100) | Weighted Points | Score Bar |
|---|---|---|---|---|
| Payout Reliability & Proof | 30% | 78 | 23.4 | |
| Rule Transparency & Capital Safeguards | 25% | 74 | 18.5 | |
| Pricing & Fee Structure Efficiency | 20% | 76 | 15.2 | |
| Technical Infrastructure & Liquidity Flow | 15% | 80 | 12.0 | |
| Staff Insight & Professional Judgment | 10% | 70 | 7.0 | |
| Composite Total | 100% | — | 76.1 (Silver Standard) |
Evaluation Summary Matrix
| Cost of Flagship $100k Account | Profit Target (S1/S2) | Max Daily Loss | Max Overall Loss | Drawdown Type (Static vs. Trailing) |
|---|---|---|---|---|
| $549 list (Two Phase Classic/Standard); $599 (Two Phase Pro) | 5% / 10% (Classic); 10% / 5% (Standard); 4% / 8% (Pro) | 4% | 10% (Classic/Standard); 8% (Pro) | Static (Classic, Pro); Trailing, locks at breakeven (Standard) |
Introduction
Last reviewed: October 13, 2026. Figures reflect publicly available information as of the date of this review. Prop firm terms change often, so confirm current numbers on the firm’s site before buying.
This FXIFY review starts with the question that matters most. Will FXIFY pay you when you make a profit, or will it find a rule violation first? Based on publicly available payout logs and company claims, FXIFY does pay. The firm says it has sent more than $40 million to traders. However, a recurring group of complaints describes payouts denied after a “prohibited trading practice” review. Traders who use latency-sensitive or high-frequency styles carry the most risk.
FXIFY, operated by Prime Intermarket Group Eurasia Ltd in Port Louis, Mauritius, uses its sister broker FXPIG to supply trading servers and price feeds. FXIFY Solutions Limited, registered in London, acts as its UK payment agent. The brand launched in 2023 and now sells evaluation accounts from $5,000 to $400,000. Under our five-factor prop intelligence methodology, FXIFY lands in the Silver Standard band with a composite score of 76.1 out of 100.
Capital Architecture & Legal Framework
FXIFY runs a broker-backed evaluation model, and the firm does not publish how it funds trader profits. Third-party reviewers describe its $100,000 evaluation as a simulated forex account. FXIFY does not say whether it copies funded trades onto live institutional servers. Therefore, readers should assume payouts come from group revenue, including challenge fees and broker flow. That is our inference, not a company statement.
The company markets its broker link as a strength. It argues that group ownership gives it control over pricing, risk and payouts. That claim is plausible. Still, a sister broker also means FXIFY and its price feed share an owner. Traders should weigh that conflict of interest.
The tech stack is broad. FXIFY offers MetaTrader 4, MetaTrader 5, DXtrade and TradingView. Traders pick a RAW feed with commissions or an All-In feed without them. Standard leverage is 30:1, and an add-on lifts it to 50:1.
The regulatory buffer is thin. FXIFY’s website lists a Mauritius Investment Dealer licence (GB24204066) for Prime Intermarket Group Eurasia. It also lists UK Company No. 14451720 for FXIFY Solutions. Neither registration, as far as we can verify, supervises the prop evaluation product itself. FXIFY does not open accounts for residents of the United States, Russia, Belarus, Kenya, Ghana and roughly 25 other listed jurisdictions.
Account Tiers & Challenge Ecosystem
FXIFY sells five evaluation-style programs, and the prop firm challenge cost for a flagship $100,000 two-step account is $549 at list price. For context, PropFirmMap reports FXIFY’s cheapest entry at $19, against a $40 median across 144 CFD firms it tracks. We could not verify a published industry median for a $100,000 account, so we anchor on that entry-price benchmark.
The programs differ in mechanics:
- Lightning Challenge: one step, 5% target, 7-day window, up to $100,000, from $59.
- One Phase: one step, roughly 10% target in most listings, with static or trailing options.
- Two Phase: three variants (Classic, Standard and Pro), up to $400,000.
- Three Phase: lower hurdles per stage, up to $400,000.
- Instant Funding: no evaluation, up to $50,000, payouts every 14 days.
Anyone searching for an instant funding prop firm should note one trade-off. FXIFY’s instant accounts cap at $50,000. In addition, they do not refund the entry fee. The one-, two- and three-phase plans refund the fee with the first payout, according to the company.
Most plans start at a 75% profit split, per third-party listings. An add-on raises it to 90%, which matches the 90% ceiling PropFirmMap calls typical for CFD firms. FXIFY also ran a 25% promotion (code REWARD25) through October 31, 2026.
The prop firm scaling plan tops out at $4 million in total allocation, per several reviewers. One older review cited a 25% increase every 90 days. We could not confirm the current milestones in FXIFY’s published pages. Treat the ladder as unverified until the firm documents it.
Evaluation Rules & Fine Print
The FXIFY rules are lenient on strategy and strict on risk limits. Programs share a 4% daily loss limit in most listings, measured from the previous day’s 5:00 PM EST balance. Maximum loss ranges from 5% to 10%, depending on the program.
| Two Phase Variant | Stage 1 / Stage 2 Target | Daily Loss | Max Loss | Drawdown Type |
|---|---|---|---|---|
| Classic | 5% / 10% | 4% | 10% | Static |
| Standard | 10% / 5% | 4% | 10% | Trailing (locks at breakeven) |
| Pro (launched April 30, 2026) | 4% / 8% | 4% | 8% | Static |
Several rules help traders. FXIFY states that it has no consistency rule, no mandatory stop loss, and no weekend holding ban. It also permits news trading, expert advisors, grid and martingale. Each phase requires five minimum trading days in some listings, with no overall time limit.
Other clauses deserve attention. After each withdrawal, the maximum drawdown locks at the starting balance. As a result, large withdrawals shrink your safety buffer. Trailing variants raise the floor as profits grow. Moreover, FXIFY requires KYC before payouts and allows one profile per trader.
Regarding hidden prop firm fees, FXIFY says it charges none beyond the evaluation price and optional add-ons. Add-ons include the 90% split, bi-weekly payouts, higher leverage and Performance Protect. RAW feeds also add a per-lot commission. One directory lists $6 per round lot. We did not verify a peer median for that figure.
Payout Reliability & Reputation
The firm reports $40 million in total payouts, more than 250,000 payouts, and a single top payout of $117,000. Those are corporate claims. Trustpilot shows 4.3 out of 5 from roughly 6,400 reviews as of the date of this review. PropFirmMap grades the firm A+ and scores it 8.2.
The positive themes repeat. Traders praise fast first payouts, quick support replies and flexible rules. Several reviewers report payouts landing within minutes after they posted public complaints.
The grievances repeat as well. Reviewers describe payouts pending 11 days or longer. One trader reported a three-week delay before a denial citing “latency arbitrage,” on an expected payout near $20,000. Others report second payouts denied after a first one passed. FXIFY’s standard reply says the account breached its policies. Trustpilot also notes reports of unclear bans.
Context matters. Every large prop firm draws payout complaints, and we cannot verify individual cases. Even so, the pattern clusters around strategy review, not around the rules printed on the checkout page. That gap is the core risk.
Strengths & Weaknesses
Strengths
- Broad program menu: Five evaluation formats and four platforms beat narrower peers
- First payout on demand: Request after the first live trade and five trading days
- Fee refund on 1-, 2- and 3-phase plans: Lowers the net challenge cost after your first payout
- Static drawdown choices: Classic and Pro variants avoid trailing floors
- Open strategy policy: EAs, news, weekends and no consistency rule
Weaknesses
- Discretionary compliance review: Denials cite “prohibited practices” that checkout pages do not define
- Thin disclosure of funding model: No public statement on live versus simulated capital
- Paid add-ons for the best terms: The 90% split and bi-weekly payouts cost extra
- Young track record: FXIFY has operated about 3 years, against 12 for FTMO
- Mixed entity picture: Mauritius operator, UK payment agent and varying older listings
Verdict
FXIFY earns a Silver Standard rating of 76.1 out of 100. Its payout volume, pricing and rule flexibility push the score up. Discretionary compliance reviews and limited funding disclosure hold it below Gold.
The firm suits disciplined retail traders who trade swing or intraday strategies and respect risk limits. It also suits cost-conscious beginners who want a low-priced Lightning or Instant account. Scalpers and arbitrage-style traders should look elsewhere. Among immediate peers, FXIFY sits between established incumbents such as FTMO and The5ers and newer low-cost challengers.
FAQ
FXIFY operates through registered companies in Mauritius and the United Kingdom, and it has a documented payout history. Trustpilot shows 4.3 out of 5 from roughly 6,400 reviews. Even so, the evaluation product itself is not clearly regulated.
Yes, according to public payout logs and the firm’s $40 million claim. First payouts are available on demand after your first live trade, with a $50 minimum. Some traders report denials after strategy reviews.
A two-step $100,000 account lists at $549, while the Pro variant lists at $599. Discounts such as 25% off change the price often. The fee is refunded with your first payout on one-, two- and three-phase plans.
Yes. FXIFY permits expert advisors, news trading, weekend holding, grid and martingale. It does not require a stop loss or impose a consistency rule.
No. FXIFY lists the United States among its restricted jurisdictions, along with Russia, Belarus, Kenya, Ghana and others.
Staff Insight
Staff Insight
Transparency note: these observations come from desk research of public documents and reviews. We did not run live execution or dashboard tests for this edition.
Entity layering stands out first. The website names a Mauritius operator and a UK payment agent. Older directories name a Labuan entity, FXIFY Markets Ltd. Readers should read the current terms and conditions to confirm which entity holds their contract.
Marketing also deserves a second look. FXIFY advertises “no fine print” on first payouts, yet it keeps a compliance review that can reject profits. The two claims can both be true, but they do not describe the same risk.
Execution commentary is mostly positive. Reviewers describe fast fills and tight raw spreads, though one Trustpilot reviewer criticized TradingView stability. The latency-arbitrage denials suggest the broker side monitors execution patterns closely. Traders who rely on speed edges should ask support, in writing, what FXIFY treats as prohibited before paying.
Support receives mixed marks. Many reviews praise quick answers, while others describe slow payout responses. Notably, FXIFY often replies publicly on Trustpilot and asks for account details. Keep your own records of every trade, support chat and payout request.
Composite Score & Matrix
| Methodology Dimension | Weight | Raw Score (/100) | Weighted Points | Score Bar |
|---|---|---|---|---|
| Payout Reliability & Proof | 30% | 78 | 23.4 | |
| Rule Transparency & Capital Safeguards | 25% | 74 | 18.5 | |
| Pricing & Fee Structure Efficiency | 20% | 76 | 15.2 | |
| Technical Infrastructure & Liquidity Flow | 15% | 80 | 12.0 | |
| Staff Insight & Professional Judgment | 10% | 70 | 7.0 | |
| Composite Total | 100% | — | 76.1 (Silver Standard) |
Evaluation Summary Matrix
| Cost of Flagship $100k Account | Profit Target (S1/S2) | Max Daily Loss | Max Overall Loss | Drawdown Type (Static vs. Trailing) |
|---|---|---|---|---|
| $549 list (Two Phase Classic/Standard); $599 (Two Phase Pro) | 5% / 10% (Classic); 10% / 5% (Standard); 4% / 8% (Pro) | 4% | 10% (Classic/Standard); 8% (Pro) | Static (Classic, Pro); Trailing, locks at breakeven (Standard) |
